Position Overview:

Primarily responsible for servicing the credit needs of Condominium/Community Association customers and conducting various commercial loan administration functions. Supports assigned Commercial Relationship Officers in servicing and administering commercial credit issues.

Primary Responsibilities:

Performs any functions necessary, within scope of authority and expertise, to provide the highest level of service and responsiveness to customers:

• Collaborates with assigned Commercial Relationship Officer(s) to provide customer support to prospective and current clients within the officer's portfolio serving as the secondary relationship contact. Provides customer support to clients within additional officers' portfolios as necessary.

• Meets with assigned Relationship Officer(s) regularly to review and remain current on the following:
• Commitment expirations
• Maturities
• Annual Reviews
• New request pipeline
• Financial Statement Requests and Collection
• Delinquencies
• Documentation Exceptions

• Assist assigned Officer(s) with processing smaller relationship loans as needed, including:
• Processing new loan requests
• Reviewing financial statements and performing full underwriting of applications
• Coordinating Closing/Signing Documents with Customers

• Coordinates collection of financial statements and completes annual reviews on existing relationships.
• Maintains and monitors the Community Association deposit report.
• Manages loan requests in the closing stage, handling pre-closing checklists and collaborating with the CLA team to ensure the closing process runs efficiently.
• Provides ad hoc customer support by phone or in person in the absence of the relationship officer.
• Accompanies the relationship officer on joint calls to customer businesses to assist in managing the customer relationship.
• Back up duties include:
• Daily DDA NSF pay/return decisions and processing
• Processing Line of Credit Advances/Requests
• Maintain strong working knowledge of Avidia Bank products and actively pursue appropriate cross sell opportunities within the assigned officer(s) portfolio of clients. Coordinate with commercial banking business partners to ensure seamless transition and delivery of various bank services.

Other Responsibilities:

Perform related and unrelated duties as may be required.

• Bachelor's degree in accounting, finance or other business discipline, or equivalent professional training and work experience.
• Five years of banking experience with three years of applicable commercial credit underwriting, and/or commercial banking and /or lending.
• Knowledge of banking applicable regulations including (BSA, FDIC and state guidelines)
• Proven analytical skills including demonstrated knowledge of applied accounting and finance concepts as well as proficiency in performing detailed financial analyses.
• Strong planning, organizational and negotiation skills.
• Strong verbal and written communication skills.
• Competency with various business software applications including the MS Office Suite (particularly Excel), loan origination and core processing systems.

Avidia Bank is an Equal Opportunity Employer/Veterans/Disabled

Member FDIC/DIF

PM21

Compensation details: 85000-105000 Yearly Salary

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