This position provides operational program support for the mortgage origination team of Twin Cities Habitat for Humanity’s (TCHFH) lending subsidiary, TCHFH Lending, Inc. TCHFH Lending, Inc. provides home mortgages to low-and-moderate income households purchasing homes built by Twin Cities Habitat for Humanity or on the open market. The Mortgage Origination Manager is responsible for maintaining successful, efficient, and compliant day-to-day operations of the mortgage origination activities of the lending department, including oversight of loan originations, underwriting, and management of external vendors supporting in those activities. This position will comply with state, federal, security, and compliance laws, and is responsible for maintaining related department policies and procedures consistently.

Why Twin Cities Habitat for Humanity? We are a well-established nonprofit organization with a strong reputation for its commitment to affordable housing and community development. By joining our team, you would have the opportunity to contribute to a meaningful cause and make a positive impact on the lives of individuals and families in need. Our Mission: Bring people together to create, preserve, and promote affordable homeownership and advance racial equity in housing.

What it’s Like to Work Here: We offer a supportive and inclusive work environment. They value diversity and provide equal opportunities for all employees. You would have the chance to work alongside dedicated professionals who share a common goal of creating safe and affordable housing for everyone.

Required Qualifications

Education, credentials, and experience:

BA/BS required. Preferred degree in field of finance/economics, business, accounting, or real estate.
Active/current NMLS Minnesota Mortgage Loan Originator License.
3+ years as manager of residential mortgage loan originations, underwriting, and/or compliance.
Working knowledge of industry-standard underwriting, delivery requirements, and industry regulations.

Knowledge, Skills, Abilities and Competencies:

Mortgage Lending: Provides borrowers with access to financing for real estate transactions while managing risk and ensuring compliance with lending regulations.
Approachability: Puts others at ease with warmth, graciousness and active listening.
Intercultural Competence: The ability to function effectively across cultures, to think and act appropriately, and to communicate and work with people from different cultural backgrounds.
Process Management: Implements effective and efficient processes to get things done, with a focus on continuous improvement.
Integrity: Displays and promotes conduct and behaviors consistent with organizational standards.

Preferred Qualifications

Education, credentials, and experience:

Certification in community lending (National Development Council, NAMB, Neighbor Works NCHEC. etc.).
5+ years in mortgage lending/banking environment; nonprofit, community-based lending, or CDFI experience.
Previous experience with Habitat for Humanity organization, mission, and its borrowers.

Benefits:

Medical, dental, vision, free primary care home visits & virtual healthcare, pet insurance, 401(k) retirement plan with company match, flexible spending accounts, Health saving accounts, life insurance, short-term and long-term disability, education assistance, paid parental leave, 20 vacation days in the first year, 12 paid sick days, 2 paid volunteer days. See our careers page for more info.

AA/EOE:

Twin Cities Habitat for Humanity affirms its social and legal commitment to promote an atmosphere and environment that recognizes the principle and practice of equal employment opportunity. As such, Twin Cities Habitat for Humanity does not discriminate in employment opportunities or practices on the basis of age, race, color, religion, creed, sex, sexual orientation, gender identity, genetic information, national origin, marital status, status with regard to public assistance, membership in a local human rights commission, or status as a qualified individual with a disability or Vietnam era or other protected veteran.

Twin Cities Habitat’s policy applies to all terms and conditions of employment. To achieve our goal of equal opportunity, we maintain an affirmative action program through which we take good faith efforts to recruit, hire and advance in employment qualified minorities, women, persons with disabilities, Vietnam era veterans, and other protected veterans.

The full job description is attached at the bottom.

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