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Twin Cities Habitat for Humanity
Down Payment Assistance Originator
St. Paul, MN
Jan 9, 2025
Full-time
Full Job Description

This position will perform high quality residential mortgage origination by providing lending opportunities to homebuyers with an emphasis on underserved markets. The DPA loan originator manages the full cycle of lending from in-take through approval and closing and is responsible for file documentation, file record management and maintenance, monitoring compliance and accurate reporting.  

Please note: Based on grant funding this position is anticipated to last 2-years. 

Why Twin Cities Habitat for Humanity? We are a well-established nonprofit organization with a strong reputation for its commitment to affordable housing and community development. By joining our team, you would have the opportunity to contribute to a meaningful cause and make a positive impact on the lives of individuals and families in need. Our Mission: Bring people together to create, preserve, and promote affordable homeownership and advance racial equity in housing. 

What it’s Like to Work Here: We offer a supportive and inclusive work environment. They value diversity and provide equal opportunities for all employees. You would have the chance to work alongside dedicated professionals who share a common goal of creating safe and affordable housing for everyone.

Required Qualifications

Education, credentials, and experience:

  • NMLS license required; or ability to obtain within first 90 days
  • At least 3 years of mortgage origination experience

Preferred Qualifications

Education, credentials, and experience:

  • Preferred mortgage down payment assistance origination experience

Knowledge, Skills, Abilities and Competencies:

  • Adaptability: Readily considers new approaches and adapts quickly to change.
  • Attention to Detail: Ensures information is complete and accurate and follows up to ensure that agreements and commitments have been fulfilled.
  • Initiative: Identifies opportunities and issues, and proactively acts and follows through on work activities to capitalize or resolve them. 
  • Mortgage Lending: Provides borrowers with access to financing for real estate transactions while managing risk and ensuring compliance with lending regulations.
  • Process Management: Implements effective and efficient processes to get things done, with a focus on continuous improvements. 
  • Utilizing Software: Demonstrates proficiency with enterprise solutions such as Client Relationship Management, Project Management, General Ledger systems or Design software

Benefits:

TCHFH Lending, Inc. is a wholly-owned company of Twin Cities Habitat for Humanity and employees enjoy the full benefit package offered to all other TCHFH employees: Medical, dental, vision, free primary care home visits & virtual healthcare, pet insurance, 401(k) retirement plan with company match, flexible spending accounts, Health saving accounts, life insurance, short-term and long-term disability, education assistance, paid parental leave, 20 vacation days in the first year, 12 paid sick days, 2 paid volunteer days. See our careers page for more info.

AA/EOE:

Twin Cities Habitat for Humanity affirms its social and legal commitment to promote an atmosphere and environment that recognizes the principle and practice of equal employment opportunity. As such, Twin Cities Habitat for Humanity does not discriminate in employment opportunities or practices on the basis of age, race, color, religion, creed, sex, sexual orientation, gender identity, genetic information, national origin, marital status, status with regard to public assistance, membership in a local human rights commission, or status as a qualified individual with a disability or Vietnam era or other protected veteran. 

Twin Cities Habitat’s policy applies to all terms and conditions of employment. To achieve our goal of equal opportunity, we maintain an affirmative action program through which we take good faith efforts to recruit, hire and advance in employment qualified minorities, women, persons with disabilities, Vietnam era veterans, and other protected veterans.

The full job description is attached at the bottom.

Ready to apply? If this job sounds like a fit for you, then click on the ‘apply’ button!

PDN-9dec8c3e-d37d-42af-a811-0d065604f30b
Job Information
Job Category:
Nonprofit
Spotlight Employer
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Down Payment Assistance Originator
Twin Cities Habitat for Humanity
St. Paul, MN
Jan 9, 2025
Full-time
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